Asset Depletion Calculator

Calculate your qualifying income using liquid assets. Perfect for retirees or high-net-worth individuals with substantial assets.

Transaction Type

Property Price

Down Payment: 25%

15%50%

Estimated Closing Costs (optional)

Closing costs typically range from 2-5% of the loan amount

Checking & Savings (100%)

Stocks, Bonds, Mutual Funds (100%)

Retirement Accounts - 401(k), IRA, SEP, etc.

Are you age 59½ or older?

Qualifying Asset Total

$850,000

Estimated Monthly Housing Payment (PITIA)

Other Monthly Debts (car payments, credit cards, etc.)