About Luke Roasst

Your Partner in Alternative Lending

Specialized in helping real estate investors, self-employed borrowers, and business owners navigate the world of non-QM and DSCR financing with confidence and clarity.

Meet Luke Roasst

With years of experience in the mortgage industry, I specialize in helping borrowers who fall outside the traditional lending box. I understand that entrepreneurs, freelancers, investors, and retirees have unique financial profiles that deserve personalized attention.

My passion is finding creative solutions for complex situations. Whether you're a business owner who writes off significant expenses, a retiree with substantial assets but limited income, or an investor building a rental portfolio, I have the expertise and programs to help you succeed.

I believe in transparent communication, honest advice, and building lasting relationships with my clients. Based in Chattanooga, TN and lending nationwide — your deal, wherever it is.

NMLS# 2311093
Luke Roasst - Loan Officer specializing in Non-QM mortgages and DSCR loans
100+
Non-QM Loans Closed
14+
Loan Programs
48
States Licensed

Why Work With Me

Dedicated expertise in non-traditional lending solutions.

Specialized Expertise

Deep knowledge of non-QM loan programs, alternative documentation requirements, and creative financing solutions that traditional lenders don't offer.

Personal Attention

Direct access to me throughout the entire process. No call centers, no passing you off to assistants. You get personalized service from start to finish.

Investor-First Mindset

I understand how real estate investors operate — LLCs, portfolios, cash flow analysis. I speak your language and structure loans around your strategy.

Builder + Originator

I don't just originate loans — I build the technology behind them. That means a faster, smarter process with tools designed by someone who actually uses them.

Let's Start the Conversation

Every borrower's situation is unique. Let's discuss yours and explore the possibilities together.